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What you should know about the once-per-year rollover rule

A new interpretation of an IRS rule means a client can perform only one 60-day rollover per year across all of his or her individual retirement accounts. Help clients avoid potential penalties by encouraging them to use direct transfers to move funds when possible, writes…

By the numbers: LTC costs keep climbing

All types of long-term care have become more expensive, but at-home care costs are increasing at the slowest pace, a report shows. This article shows the median expenses involved with six kinds of care, including adult day care, assisted-living facilities and nursing homes. OnWallStreet.com (5/18)

The changing nature of long-term care

Clients will have to decide whether they will use insurance or their own assets to cover their long-term care needs. The fact that insurance is becoming pricier and tougher to get may complicate the issue. Advisers should help clients review policies, engage in long-term care…

Is it still possible to create alpha?

Opportunities for investment managers to create alpha, or risk-adjusted return, appear to be shrinking as we learn more about the market, say Larry Swedroe and Andrew Berkin, authors of “The Incredible Shrinking Alpha.” Active managers, they claim, have become increasingly sophisticated, making it more difficult…

Lifetime Income Disclosure Act considered by lawmakers

Lawmakers have introduced the Lifetime Income Disclosure Act, which would require workplace retirement plans to provide income estimates. Specifically, annual statements would disclose guaranteed lifetime monthly income generated by lump-sum savings. Such statements, which 9 in 10 workers say they’d like to receive, could potentially…